Terms & Conditions

Effective Date: September, 09, 2025
Last Updated: September, 09, 2025

1. Acceptance of Terms

By accessing and using our website www.unitedfire-usa.com, you agree to comply with and be bound by these Terms & Conditions. If you do not agree, please do not use the Site.

2. Eligibility

You must be at least 18 years old to use our Site and purchase our products. By using the Site, you represent that you meet this requirement.

3. Orders and Payments

All orders placed through the Site are subject to acceptance and availability.
Prices are displayed in USD unless otherwise stated.
We reserve the right to cancel or refuse any order at our discretion.
Payment must be made at the time of purchase using accepted payment methods.

4. Shipping and Delivery

We will make reasonable efforts to deliver products on time. Delivery times may vary depending on your location and carrier. We are not responsible for delays outside our control.

5. Returns and Refunds

Please review our Refund & Return Policy for detailed information regarding returns, exchanges, and refunds.

6. Intellectual Property

All content on the Site, including text, graphics, logos, images, and software, is the property of United Fire Inc. or its licensors and is protected by intellectual property laws. You may not use, reproduce, or distribute any content without our written permission.

7. Limitation of Liability

To the maximum extent permitted by law, United Fire Inc. shall not be liable for any indirect, incidental, or consequential damages arising from the use of our Site or products. Our total liability for any claim shall not exceed the amount paid by you for the product in question.

8. User Responsibilities

You agree not to misuse the Site, including but not limited to: uploading harmful code, attempting unauthorized access, or engaging in fraudulent activities.

9. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the State of Illinois, United States, without regard to its conflict of law principles.

10. Changes to Terms

We may update or modify these Terms & Conditions at any time. The “Last Updated” date will reflect the most recent changes. Your continued use of the Site constitutes acceptance of any changes.

11. Contact Us

If you have any questions about these Terms & Conditions, please contact us:

United Fire Inc.
150 North Michigan Ave
35th floor
60601 Chicago, Illinois

Email: support@unitedfire-usa.com
Phone: +1 312 763 217 4